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Stating your funeral wishes in your Will is not legally binding.
- Only a funeral plan will guarantee that your wishes are carried out
- Monies put aside for your funeral may not be used for this, or there may be not enough.
- Friends and family may not know what you want
- The price of a Funeral Plan is in line with the cost of a funeral today and so represents real value for money
Why should I consider a prepaid funeral Plan ?
Not an easy decision to make, simply because it is not always easy to think about planning your own funeral. A lot of people avoid facing the issue altogether, but there are many reasons why a pre paid funeral plan could be right for you.
Here are some basic facts which might help you to make up your mind:
- Stating your funeral wishes in your will is NOT binding upon your Executors
- The price of a funeral plan is in line with the cost of a funeral purchased today. Funeral costs, like everything else, will almost certainly continue to rise in the future
- Often, people just do not know what their deceased relatives or friend wanted
- A funeral plan GUARANTEES that your wishes will be carried out and that the funeral director's services will be paid for a no extra cost to your family
- At a time of sadness, you will have relieved your family of financial and emotional burdens
- Those you leave behind will remember your thoughtfulness
- Saving in a Bank or building society or Insurance is just a sum of money. Your executors are NOT obliged to spend it on your funeral and there may not be enough.
- Your money is safe. It is held within a trust and overseen by an independent board of trustees and regulated in compliance with the Financial Services & Markets act 2000 (regulated activities) order 2001.
Some Pre Paid Funeral Plans are not regulated by the Financial Conduct Authority.